- Safeguards buildings against fire-related damages
- Helps businesses recover and resume operations quickly
- Earthquake (fire and shock)
- Combustion (by fire only)
- Forest fire
- Impact damage due to insured’s own vehicles and the articles drop from there. Etc.
- Damage caused by war and kinder perils
- Loss or damage due to Terrorism unless specifically covered
- Loss by theft during or after occurrence of any insured peril
